Privacy Policy
Negocial Finance respects your privacy and is committed to protecting the personal data you share with us. This policy explains what information we collect, why we use it, who we may share it with, and what rights you have as a data subject.
1. What data we collect
We collect the data you provide directly through our forms, namely: name, age, country of residence, contact number, email address, occupation, and information about the credit you are requesting (type, amount, term and reason for the request). We may also collect basic technical browsing data, such as your chosen language on the site.
2. How we use your data
We use your personal data to review and respond to your credit application, contact you about the status of your request, calculate offers suited to your profile, comply with legal and regulatory obligations applicable to credit institutions, and improve the quality of our service.
3. Sharing information with partners
To present you with the best possible credit offer, we may share the data strictly necessary for your application with partner banks and financial institutions involved in reviewing and funding your operation. We do not sell or share your personal data with third parties for marketing purposes without your explicit consent.
4. Retention period
We keep your personal data for as long as necessary to review your application and, if credit is granted, for the duration of the contractual relationship plus any additional period required by applicable law for accounting, tax and fraud-prevention purposes.
5. Your rights
You have the right to access, correct, update or request the deletion of your personal data, as well as to object to or restrict certain processing activities, under applicable data protection law. You may exercise these rights at any time through our contact channels.
6. Cookies and similar technologies
Our site uses essential cookies for it to function correctly, namely to remember the language you chose (Portuguese or English) during your visit. We do not use third-party advertising cookies.
7. Information security
We apply appropriate technical and organisational measures to protect your personal data against unauthorised access, loss, alteration or improper disclosure, including secure data transmission through our forms and restricted access to our internal database.
8. Changes to this policy
This policy may be updated periodically to reflect changes in our practices or in applicable law. We recommend checking it regularly. The date of the last update is shown at the top of this page.
9. How to contact us
For any question about this policy or about how we handle your personal data, please contact us through our Contact page, by phone at +244 923 000 000, or by email at servicol@negocialfinance.online