Personal Credit
For everyday expenses, studies, health or unexpected costs. Fast response and payments sized to your budget.
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Credit institution
The right credit for your next step.
We make it simple to access personal, home and business credit, with transparent terms and a team that supports every decision with you, from first contact to disbursement.
- 15+ years in the market
- Approval within 48 hours
- 100% transparent rates
15+
years financing people and businesses
Why choose us
A team that makes credit simple, from start to finish
We are not just a credit broker. We are the team that studies your profile, negotiates on your behalf and supports you through to disbursement, with clarity at every step.
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Personalised review
We study your financial situation before proposing any solution.
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No fine print
Rates, terms and fees explained clearly, before you decide.
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Dedicated manager
A single point of contact supports your process from start to finish.
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Fast response
Pre-approval within 48 business hours, with no unnecessary red tape.
What we offer
Credit solutions for every stage of your life
Home Credit
To buy, build or renovate your home, with extended terms and competitive rates.
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Capital for investment, cash flow or business expansion, with dedicated support.
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Financing for a new or used vehicle, with simplified approval and flexible terms.
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Banking partnerships
We work with leading banking institutions to offer you the right credit line
Negocial Finance negotiates directly with a network of commercial banks, investment institutions and leading financial partners in the market. We compare the terms available and present you with the most advantageous offer for your profile, so you never have to negotiate with each bank on your own.
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Commercial banks
Access to personal, home and auto credit lines through the traditional banking network.
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Investment institutions
Partnerships for business financing, expansion capital and larger-scale projects.
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Local financial partners
A network of financial institutions that broadens the options and terms available to you.
How it works
From request to approval, in 4 steps
Simulate
Enter the amount and term you need and instantly see an estimate of your monthly payment.
Apply
Fill in the application form with your details. No branch visit required.
We review
Our team reviews your application and gets back to you within 48 business hours.
Receive
Once approved, the funds are transferred directly to your account.
Testimonials
What our clients say about us
Thousands of clients trust Negocial Finance to fund their projects. Here are some of their experiences.
The process was much faster than I expected. They laid out every condition before I decided, and I never felt anything was hidden.
I needed capital to expand my business, and the Negocial Finance team found the right solution through one of their partner banks. Serious support from start to finish.
I had been turned down elsewhere. Here, they explained exactly what was missing and helped me put the application together. I was approved within days.
Ready to take the next step?
Our team is ready to design the credit solution that best fits your situation.